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Pulse Local

Tool Oct 14, 2026

A Mac budgeting app with an on-device AI assistant and optional connected bank syncing.

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Pulse Local is a Mac budgeting app whose developer says its assistant runs on the user’s machine. The creator brought it to an English Show HN discussion on October 13. Local mode accepts bank CSV imports without an account, while optional connected mode syncs US banks through Plaid and the company’s server. A small tuned model interprets questions, code computes totals, and a separate model can check answers. The product and privacy claims come from Pulse Finance; this page does not independently audit its network behavior or answer accuracy.